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Car accidents can be traumatic experiences, and dealing with insurance companies afterward can add to the stress. The insurance company’s main goal is to minimize its financial liability, which may not always align with your best interests as the policyholder. 

As such, it’s essential to understand your rights and responsibilities as a policyholder and know how to tell if the insurance company is treating you fairly. Here’s what you need to know about determining whether your insurance company is acting fairly toward you and your claim. 

Understanding Your Insurance Coverage After an Accident

Automobile insurance is mandatory in most states and is designed to provide coverage for damages and injuries resulting from car accidents. Your insurance policy will outline the types of coverage you have, including liability, collision, and comprehensive coverage.

Your insurance policy will also specify your financial responsibility in the event of an accident, including your deductible and policy limits. Your deductible is the amount you pay out-of-pocket before your insurance kicks in. Policy limits are the maximum amount that your insurance company will pay out for a claim.

It’s also important to note that insurance companies are businesses and their primary goal is to make a profit. This means that they may try to minimize payouts or deny claims altogether if they believe it will benefit their bottom line. If you feel like your insurance company is not treating you fairly after an accident, there are steps you can take to protect yourself.

Insurance Companies Are Working for Their Interests

During the investigation process, it is important to remember that insurance company partners such as adjusters and investigators are working for their interests rather than yours. While they may seem friendly and helpful on the surface, their ultimate goal is to minimize payouts on claims.

This means that they may use tactics such as downplaying injuries or damages sustained in an accident in order to reduce payouts. They may also try to pressure you into accepting a settlement offer that does not fully compensate you for your losses.

Accusations of bad faith can arise when an insurance company fails to act fairly and honestly toward its policyholders. Some examples of bad faith accusations include:

• Failing to investigate a claim properly
• Refusing to pay a valid claim without justification
• Delaying payment on a valid claim without justification
• Offering an unreasonably low settlement amount
• Misrepresenting policy provisions or coverage limits

Recognizing When an Insurance Settlement Offer is Too Low

When you’re involved in a car accident, one of the most important things to consider is whether or not the insurance company is offering you a fair settlement. But how do you know what a fair settlement offer looks like? 

Every case is different and there are many factors that can impact the amount of money you receive. However, there are some general guidelines that can help you determine if an offer is too low.

Firstly, consider the extent of your injuries, lost wages, and other damages. If your needs aren’t met by the settlement offered, you may need to seek a better offer.

It’s important not to rush into accepting a settlement offer without first reviewing all the details and ensuring it covers all your losses. Insurance companies may try to pressure you into accepting an offer quickly before you have had time to fully assess your damages and expenses.

Insurance companies are businesses, which means they’re always looking for ways to save money. One way they do this is by offering low settlements in hopes that policyholders will accept them without question.

Seek Out a Car Accident Attorney for Your Case

In conclusion, being involved in a car accident can be a traumatic experience that can leave you feeling vulnerable and helpless. It is important to understand your rights as a policyholder and to know how to determine if the insurance company is treating you fairly after an accident.

Even with precautions taken, there may still be instances where an insurance settlement offer is too low or unfair. This is where hiring an experienced car accident attorney becomes crucial.

At Kohan & Bablove Injury Attorneys, you have options to seek out compensation even if the insurance company is unwilling to settle with you fairly. To learn more, reach out for a free consultation with our attorneys by calling 1-844-404-2400 or filling out the following online contact form.

A car accident can be devastating for your health, but its aftermath can ruin your finances as well if you don’t know how to preserve your rights to compensation. While protecting yourself remains a priority, knowing what you shouldn’t do can make your upcoming legal battle significantly easier. 

Our team of experienced personal injury lawyers has compiled a list of the actions you should avoid after a collision, as they can diminish your claim’s value or cause its dismissal. Insurance companies are aware of these elements and won’t hesitate to take advantage, which is why you should tread carefully when discussing your case.

Admit Fault

It’s common for accident victims to apologize out of politeness, even when they’re not sure if they’re responsible for what happened. Unfortunately, a quick exchange of words after a car crash can be considered an admission of fault, and it will be easier for the negligent party and insurance companies to put the blame on you. 

When approaching the other driver, it will be in your best interests to limit this interaction as much as possible; Focus on obtaining basic contact information and refrain from making hypotheses or accusations. You can still be polite without harming your claim. 

Ignore the Impact of Social Media

Sharing what happened with friends and family on social media may be tempting, but if you want to be adequately compensated, it would be wise to avoid posting pictures, tweeting, and providing updates about your situation. Your online activity might be used as evidence, and it’s not uncommon for insurance adjusters to monitor it and act accordingly. 

The last thing you want is to be accused of exaggerating your injuries because you appear healthy and carefree online. If possible, don’t utilize social media at all until your case has been resolved. 

Neglect Your Injuries

Even if your injuries appear harmless, such as cuts and bruises, you should never neglect them. Not seeking medical attention will not only be dangerous for your health, but it can also negatively impact your settlement. You’ll also be unable to obtain the important evidence that can be used to prove how your injuries were linked to the other driver’s negligent behavior. 

Your medical records and a doctor’s statements can be the difference between being lowballed or collecting fair compensation. If you skip this step, it’s much easier for the insurance company to blame your injuries on a pre-existing condition. 

Leave the Scene of the Accident

Panicking and removing yourself from the scene of the accident quickly is the biggest mistake you could make. In the legal system, your actions can be considered a hit-and-run, which is a criminal offense that can result in serious penalties, such as fines and jail time. 

Always remain at the scene, call the police to document what happened, and focus on collecting evidence. 

Representing Yourself

Not consulting with a lawyer is never the answer, and won’t let you save money and time. The opposite will happen, as without legal representation, insurance adjusters will have the chance to waste as much time as possible and lowball you while you’re not aware of your claim’s final value.

A Kohan & Bablove Injury Attorneys car accident lawyer knows the worth of your injuries and mental anguish and will protect your right to compensation until you’ve obtained what you need to regain control of your life.

Ready to seek justice? You can schedule your free consultation by calling 1-844-404-2400 or completing the contact form on our website. 

Find a Car Accident Lawyer Office below:

Kohan & Bablove Injury Attorneys
Address: 20371 Irvine Ave Suite 110, Newport Beach, CA 92660
Phone: +1 (949) 271-7863

If you were hurt in an accident that wasn’t your fault, you might be eligible for compensation according to personal injury law. Filing a claim allows you to be awarded both economic and non-economic damages, like income lost from missing work, your pain and suffering, property damage, and anything that can be attributed to another individual’s negligence. 

When handling legal issues, you shouldn’t forget that your actions can have an impact on your compensation, and you should be careful if you don’t want to be the reason behind your claim’s dismissal. Here are a few things you can do to help your injury case. 

Obtain Evidence

Physical evidence from the scene of an accident can help you prove who’s the at-fault party, which is one of the most important factors when negotiating with insurance companies. Taking pictures and recording videos that accurately show your injuries and everyone else involved can make your legal battle easier while increasing your chances of receiving a fair settlement offer. 

If a neutral third party was present when the accident took place, you should collect their statement and ask for their contact information. They’ll be considered an eyewitness and can testify on your behalf in court, which could convince a jury that you need the maximum amount of compensation to take care of all damages caused by another’s negligent actions. 

Seek Medical Attention

Don’t skip this step because you don’t feel pain or see immediately visible damage on your body. Delayed symptoms are common in concussions and other brain injuries, and internal damage is not easily spotted without a doctor’s knowledge and tools. If you neglect medical treatment, you’re putting your health and your finances in danger. 

A doctor’s examination also allows you to obtain medical records that can be used to prove how your injuries are a direct consequence of an accident. 

Suppose you’re missing work because of your pain. In that case, healthcare professionals can release a statement that describes your treatment and why you’re losing income as a result of what happened, which is an element that will be included in your compensation. 

Avoid Social Media

After an accident, it’s always best to avoid social media until you’ve been compensated. A simple action like posting a picture, declaring that you’re participating in an event or a comment from family members could be used as evidence and paint you in a negative light. The last thing you want is to make it seem like you’re exaggerating when speaking with adjusters. 

A constant online presence can contradict your statements about your injuries. If you want to make sure that your claim doesn’t lose value, you shouldn’t discuss your case with anyone but a lawyer, as these professionals have your best interests in mind and won’t share them by mistake with individuals who want to deny your claim. 

Contact an Orange County Personal Injury Attorney

The best way to help your injury claim, beyond the above steps, is to speak with a personal injury lawyer. Our team at Kohan & Bablove, Injury Attorneys is aware of all the actions that could hurt your claim and will proceed on your behalf to prevent insurance companies from taking advantage. 

No one should suffer because of another individual’s mistakes. Our knowledgeable attorneys are ready to fight for the compensation you deserve. To connect with our team for a free consultation, you can give our office a call at 1-844-404-2400 or fill out the online contact form below.

The statute of limitations sets a time limit for when an individual is able to file a lawsuit after an injury. We are here to ensure you meet all of your timeliness deadlines. 

If this ever-important deadline is missed, the court may dismiss your entire case, resulting in your lost time, and expenses, and resulting in the loss of any compensation you are entitled to. Here’s what you need to know about the statute of limitations on your Orange County personal injury claim. 

What Happens if You Miss the Deadline?

In California, the statute of limitations on a personal injury case in most instances is set at two years from the date of the injury. This time period applies to all personal injuries such as motor vehicle accidents, product liability, and injury due to defective products to name a few. 

In most cases, once the statute of limitations has expired, your case is dismissed and you can no longer move forward. This holds true despite the amount of evidence in your favor and proof of fault that has been shown. If you are negotiating with an insurer, they will be immediately aware that the deadline to file a suit has passed and you will no longer have the leverage needed to be awarded higher compensation. 

Why Does a Statute of Limitations Exist?

Some may feel that a two-year deadline is very strict. However, this law encourages claims to be brought to legal attention as soon as possible. This assists the courts in running more proficiently without the backlog of old cases, and it also ensures that your case is as strong and relevant as it can be. 

If your claim involves witnesses or video and surveillance footage, tapes may no longer be available and witnesses may no longer properly remember the details in order to be beneficial to your case. Filing timely increases the possibility that you will be successful in being awarded the compensation that you deserve. 

What are some Exceptions to this Two-Year Rule?

The majority of personal injury cases are held to the two-year statute of limitations, but there are some exceptions. For a personal injury claim by a minor, the clock may be stalled until that individual reaches 18 years old. 

If you are filing a claim against a city, county, or government agency, you only have six months to do so. Talk to your attorney about moving fast to get compensation. 

Get Legal Aid Meeting Deadlines

When you’re hurt, meeting the deadlines you need to make for your claim to succeed can be tough. Luckily, you don’t have to take action and risk acting too slowly. 

The highly experienced attorneys at Kohan & Bablove Injury Attorneys will ensure that all deadlines are met and your suit is filed timely and successfully. We are well-versed in all of the standard timelines and the exceptions to those rules. Don’t let time slip away. Call us today at 1-844-404-2400 or fill out the following online contact form for more information.  

If you or a loved one have been injured and believe you may be eligible for compensation, you’ve come to the right place. There are many types of personal injury claims, and your lawyer can help you understand how they should be compensated. 

If you’re hurt, you deserve compensation and justice through your lawsuit. Your lawyer can help you get that coverage and peace of mind. 

What Injuries Qualify for a Personal Injury Lawsuit?

If an injury is eligible for a personal injury lawsuit, it’s because it could have been prevented by the actions of another party. Negligence is a key part of a lawsuit; if someone is careless with your safety, you may have grounds for a claim. 

Personal injury lawsuits can often be broken up into the following categories:

• Car Accidents – Car accidents are among the most common types of personal injury lawsuits. Fault depends on the details of your accident, whether you were hit by a distracted driver, a multi-car pileup, or a single-car accident because of a technical error. 
• Dog Bites – In California, dog bites are the responsibility of the animal’s caretaker, regardless of whether the dog has shown a predisposition to violence in the past. As long as the person bitten was occupying space near the animal legally (such as a public place or the owner’s home with an invitation to be there), the owner is liable.
• Slip-and-Fall Accidents – If you slip, fall, and injure yourself because a surface was hazardous (slippery or obstructed) due to someone’s negligence, it is grounds for a personal injury suit. People who own property that the public can access have an obligation to keep things clear and clean for safe passage.
• Intentional Torts – As the name implies, intentional torts are purposeful actions by a party to harm, frighten, or harass the victim. In some cases, you may even need to wait for a criminal trial to conclude before you can seek compensation, but getting justice is worth it. 

What Damages Can I Expect?

Victims who choose to pursue a personal injury lawsuit aim to be compensated for the incident and its aftermath. 

You can expect to be compensated for physical damage to yourself or your property, the cost of medical bills, and wages lost during recovery time. These are called economic damages, and they’re a key part of getting justice after your injury. 

With the right personal injury lawyer, you may also be able to pursue non-economic damages or losses that are more difficult to quantify. Examples of non-economic damages include pain and suffering, psychological damages, and loss of consortium.

If the person or party who caused your injury did so intentionally or due to gross negligence, you may also be eligible to pursue punitive damages. These damages are solely intended to punish the guilty party for their behavior.

Contact a Personal Injury Lawyer Today

The evidence needed to support a personal injury lawsuit varies widely depending on the basis of the suit. It can feel like a mountain to sort through, but you don’t have to do it alone. 

With the help of the accomplished lawyers at Kohan & Bablove Injury Attorneys, you will be able to get the maximum compensation for your claim with the minimum amount of stress. 

When you’re ready to speak with an attorney, reach out for a free consultation. Call 1-844-404-2400 or fill out the online contact form below. 

Car accidents can happen at any time, anywhere, to even the most vigilant drivers. Being careful is vital, but some areas are more prone to accidents than others due to certain factors, like visibility or volume of traffic. 

If you’re concerned about having an Orange County car accident, check out the details about Orange County cities with the highest number of accidents. When you know what to expect, you can take the right steps toward a full recovery from your car accident. 

Anaheim 

Anaheim has the highest number of accidents in Orange County, with tens of thousands of car crashes reported in just a few years. Streets like Harbor Boulevard, La Palma Avenue, and Beach Boulevard alone see many accidents every year. 

Orange County’s Anaheim is a popular tourist destination, as it contains Disney Land. That means the city sees a massive influx of tourists during the peak seasons. Overcrowding and tourists who aren’t familiar with the city’s layout may lead to serious accidents and injuries. 

Roads like Harbor Boulevard and Beach Boulevard have prominent numbers because they have a longer span across Orange County than other roads. They are major roads that are used often, and that volume of traffic can make a big difference. 

Orange City

Orange City, especially Euclid Street and Chapman Avenue, sees thousands of accidents each year. This city is one of the busiest in Orange County, and so much traffic can lead to a serious accident with just a single mistake. 

Let’s say you’re stuck in traffic on Chapman Avenue. You may be waiting at a stop, but another driver is careless and doesn’t notice you’ve stopped. It takes only a second of distraction to rear-end you, possibly causing serious injuries and major expenses. 

If you’ve been hurt by a distracted driver in Orange City’s traffic, you may even have grounds for a lawsuit. Reach out to a car accident lawyer when you’re hurt and in need of compensation after your car crash. 

Huntington Beach

Huntington Beach is another popular tourist destination, great for surfers and beachgoers. Unfortunately, its popularity means that the peak season in the summer can be especially dangerous. Roads like Edinger Avenue and Beach Boulevard may see an increase in severe accidents and even fatalities as more people visit the city. 

Beach Boulevard and Edinger Avenue see some of the highest numbers of injuries in the county. This is one of the areas that have the highest volume of traffic. It is right next to a shopping area, and the on and off ramps for the freeway. This means that it is a likely spot to see a lot of accidents happening. 

Tourist season can also lead to more drunk driving accidents. Drivers may not follow the rules of the road, getting behind the wheel past the legal limit. If you were hit because someone else was driving drunk, drowsy, or distracted, reach out to an attorney for guidance. 

Seal Beach

Seal Beach sees a high number of car accidents, many of them occurring where the interstate intersects Seal Beach Road. These intersections can be tricky to navigate. When you include heavy traffic, you may find yourself struck by a driver who wasn’t paying close attention to the road. 

Statistics on fatal collisions show that the majority of them happen on or close to freeways. The high speeds and merging required are a recipe for disaster. When these accidents happen, fatalities are more common because of the high speeds. 

If a family member or loved one has suffered a fatal accident, you may have grounds to sue on their behalf. The deadly accident may have been caused by someone’s carelessness. If this happens, you and your lawyer can prepare a wrongful death claim for your family’s suffering. Talk to your attorney about your lawsuit after a family member’s deadly car accident. 

Contact a Professional for Help

If you’ve been in a car accident, you want to seek fair compensation for the damages you’ve experienced. Even if you have the answers you want about Orange Country’s accidents, you may find yourself struggling to get answers about your damages. If you find yourself struggling to get the compensation you deserve, speak with a car accident attorney who can help. 

Here at Kohan & Bablove Injury Attorneys, we provide the answers you seek. We have the tools you need for a successful claim, and we can help you recover from the suffering you experienced. When you’re ready to take action, reach out for a free consultation. You can give us a call at 1-844-404-2400 or fill out the following online contact form. 

When someone acts without reasonable care and causes injuries, you can sue them and recover all losses you’ve suffered. While this monetary compensation does not undo the defendant’s negligence, it reduces the worries about recovery costs and helps you return to a normal life. 

Unfortunately, most injury victims don’t understand their rights at this point, including the type of damages to recover. This is why a personal injury lawyer is best suited to evaluate the case and calculate your claim’s value before filing. Below are some surprising damages your attorney can help you claim in an injury case. 

Tips, Overtime, and Bonuses in Lost Wages

One of the damages you’ll be seeking to recover after a personal injury is wages lost for the period you can’t go to work or earn a living. What most injury victims don’t know is that this reimbursement goes beyond your flat rate hourly wage.

You can also seek compensation for tips you could’ve received if you were still working, bonuses, overtime pay, lost vacation days, commissions, and so on. This can be especially important for those who make the majority of their living from these, such as servers in restaurants. 

Damages Due to Altered Plans

A personal injury claim can also compensate a victim who had to cancel or change plans because of the accident. 

For example, suppose you were to go on vacation in a few days but got into an accident. In that case, the injury claim might compensate for things like the plane ticket, accommodation costs, and the loss of an opportunity to enjoy life as you had planned.

Household Services

Can’t perform everyday household chores due to the injury? You can seek compensation for this too. 

To calculate the monetary value, your attorney will ask for a list of household chores you performed, such as cooking, cleaning, laundry, mowing the lawn, repairs, and renovations, as well as how often you did it. 

Loss of Enjoyment of Life

If you cannot participate in activities you previously found enjoyable due to accident injuries, be sure to include this in the claim too. This encompasses both physical and intellectual activities such as playing football and reading. You may be sure your medical bills are covered, but it’s not only about your health. 

Loss of enjoyment is an example of non-economic damages where you don’t have an exact monetary value to work with. Talk to your lawyer, who will have the tools you need to calculate your claim’s full value.

Seek Legal Help from a Personal Injury Lawyer

Personal injuries leave victims suffering different types of losses, which can be monetary or otherwise. While the type of damages you can claim depends on how the accident has affected you and your loved ones, it’s easy to miss some because they’re not common in other injury cases. 

Get a seasoned personal injury attorney from Kohan & Bablove Injury Attorneys to review your case in a free consultation session. Call us at 1-844-404-2400 or fill out and submit the contact form on this page to get started.

California is known for its employee-friendly laws. The employment laws of the state ensure a fair hourly pay rate and discourage discrimination. If your rights as an employee are violated by your employer, you can seek damages with the help of an Orange County employment lawyer.

Employers are legally required to meet wage and hour requirements, overpay laws, and more. If an employer violates any of these and causes you financial or other losses, you have a right to legal remedy. Reach out to the team at Kohan & Bablove Injury Attorneys if you have questions about employment law and your case.

Wage and Hour Laws

Wage and hour laws apply to the work hours and wages of the employees across the state of California. According to the California Department of Industrial Relations, employers with twenty-five or fewer employees must pay a minimum wage of $14 per hour. A wage of $15 per hour must be paid if a business has twenty-six or more employees.

If you work more than eight hours per day or above forty hours per week, this is legally considered overtime. The employer must pay you at 1.5 times the regular hourly rate for overtime. A doubled hourly rate will apply for any work beyond twelve hours per day.

At the same time, a ten-minute rest is mandatory every four hours. This is a paid respite. Another thirty-minute break is mandatory for meals if you work for more than five consecutive hours. This is an unpaid break.

If an employer wrongfully withholds your overtime pay, you can pursue legal action under California law. If your claim is genuine, you are entitled to backpay, attorney’s fees, and other damages. The employer, if found guilty, may also be required to pay penalties over $1,000.

Racial and Gender Discrimination Laws

The California Fair Employment and Title VII of the Civil Rights Act of 1964 apply to racial and gender discrimination in California. Both prohibit discrimination on the basis of race, gender, or other factors.

If you face racial or gender discrimination in regard to your wage rate, privileges, or other terms and conditions of employment, you can file for damages. Your lawyer can help you prepare your claim against the at-fault parties.

Sexual Harassment at Work

Sexual harassment at work can take different forms. You may face direct or indirect sexual harassment at work from your superiors, fellow employees, or an outsider.

It is the responsibility of the employer to prevent such incidents or environments at work. Sexual harassment claims in the workplace can also be cause to recover damages. Talk to your lawyer if your work conditions have been impacted by sexual harassment.

Whistleblower and Employer Retaliation Laws

California laws allow employees to report any legal violations of their respective employers. The California Whistleblower Protection Act mandates that any reporting employees must be safe from the retaliation of their employer.

The employer may still illegally retaliate by firing, transferring, intimidating, or threatening the whistleblower. It may also be in the form of disciplinary action or denial of promotion.

When an employer retaliates, the employee has the right to seek damages. These include damages for lost wages, as well as potential damage to the whistleblower’s reputation.

Contact an Orange County Employment Lawyer

If you have faced retaliation, discrimination, or any unfair treatment at the hands of your employer, we can help. At Kohan & Bablove Injury Attorneys, our Orange County employment lawyers work with you to protect your rights as an employee.

We can also help you recover fair compensation for any losses you may have suffered due to the employer’s conduct. It all starts with a free consultation with our lawyers. Call us today at 1-844-404-2400 or complete the online contact form below.